Adding a New Driver to Your Insurance Policy

Adding a new driver to your insurance policy is necessary to ensure everyone who drives your vehicle is appropriately covered. Whether it’s a new teen driver, a spouse or a roommate, understanding the process and implications can help you make informed decisions.

Why Add a New Driver?

Adding a new driver to your policy can help ensure they are legally covered in the event of an accident. It also helps prevent potential coverage issues that may arise if an unlisted driver is involved in an incident.

Who Should Be Added?

The following drivers should be added to your policy:

• Household members who should be added to your auto insurance policy include your spouse or partner, teenage or adult children who drive your vehicle, and other relatives living with you who use your car regularly.

• Other regular drivers to consider adding are roommates who frequently drive your car, caregivers or assistants who use your vehicle for transportation, and employees if the car is used for business purposes.

• Some policies automatically cover occasional or permissive drivers, such as friends or visiting family who use your car infrequently. However, if they drive your vehicle regularly, it is best to add them to your policy to avoid potential coverage issues.

How Do You Add a New Driver?

Contact your insurance provider with the new driver’s details, including their full name, date of birth and driver’s license number. Some insurers may allow you to add drivers online through their customer portal. Your premium may change based on the driver’s age and history.

Learn More

For reliable insurance solutions in Milton, Pennsylvania, trust D'Arcy D Sampsell LLC. We are committed to personalized service. Whether you’re adding a new driver or exploring other insurance options, our knowledgeable team is here to guide you every step of the way. Contact us today to learn more.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.